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Car Finance

With direct access to a large portfolio/panel of leading lenders, 360 Finance Pty Ltd are able to source the loan that suits your situation (and not just place you on a one size fits all rate).  We are experts in matching you with the lowest interest rates and repayments on the market, and work tirelessly to beat any written quote.

Whether you are looking for a vehicle for your business, searching for a day to day commuter, or trying to minimise your tax by purchasing a depreciating asset, 360 Finance Pty Ltd have the knowledge and expertise to link you to the right car finance product for your circumstances, even if your credit history isn’t perfect.

360 Finance Pty Ltd will guide you through the entire process from choosing the vehicle to securing finance to congratulating you when the car keys are handed over. View our car finance products below to understand your options. Feel free to call our finance experts on 1300 361 360 to discuss applying for a loan.

Car Loan

We have helped thousands of Australians achieve their dream of owning a car. Market leading rates and repayments and your own dedicated financial professional to walk you through every step of the car finance process. Apply online today!Read More

Bad Credit Car Loan

Get a second chance at owning your own vehicle with 360 Financial Services. We understand that financial hardship is a common occurance, (especially for the self employed) and we work hard to get your car finance application across the line.Read More

Car Finance Lease

With flexibility and the convenience of fixed interest rates, GST breaks and tax benefits, car finance leasing might be the option for you. Call one of our dedicated finance professionals on 1300 361 360 today.Read More

Novated Lease

Novated Leases are a 3 way agreement between your employer, yourself and 360 Financial Services. There are many tax benefits to purchasing your vehicle through a salary packing option. Click below to find out more.Read More

Many people require a vehicle to maintain their quality of life. Having disposable money to purchase one is a completely different matter. It may seem like an impossible situation but with 360 Finance Pty Ltd‘ help you can find yourself in your dream car sooner and more cheaply than you think. It is important to be aware of what you can afford before you begin the search. 360 Finance Pty Ltd will guide you through the entire process from choosing the vehicle to securing finance to congratulating you when the car keys are handed over.

The Car Finance Experts

We are a reputable and knowledgeable financier who is registered with the MFAA (Mortgage and Finance Association of Australia). We also offer additional services such as car insurance and a free car finder service. 360 Financial have the ability to recommend a variety of financial services to suit your needs and situation. We specialise in car finance and work as brokers to obtain for you the best credit deals from leading Australian financial lenders.

Car Finance Includes:

  • New Cars
  • Used or second-hand cars
  • Vintage or antique vehicles
  • Special edition vehicles

Before rushing into any financial decisions take the time to ask yourself these 3 very important questions.


You will need to determine the purpose of your future purchase. What do you intend to use the vehicle for predominantly?

  • Work
  • A business
  • Personal
Loan Type

You will need to decide what sort of loan you need based on your circumstances. What will work best for you and your budget?

  • Chattel Mortgage
  • Personal finance
  • Commercial Hire Purchase
  • Finance Lease
Financial Situation

You will need to consider your credit situation and how that may affect your borrowing capacity. What repayments and loan amount can I afford? You can get a better understanding of what you can afford by using our free loan calculator.

  • Financial history
  • Current debts
  • Deposit/no deposit
  • Self-employed/length of employment

Enquire on any loan by calling 1300 361 360 or by filling out the online Quick Quote form to the right.