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Car Insurance

We all know that driving a car can be a dangerous activity in fact it holds ten times more inherent danger than flying. It is a scary thought. But with 360 Financial Services you can have peace-of-mind with our comprehensive car insurance policies that will protect you against injury or damage. There are a number of options to suit your needs and budget.

What do 360 Financial Services offer?

We realise the importance of car insurance and work hard to offer policies that include multiple benefits at competitive rates. 360 offers market leading comprehensive car insurance. The best news is that we offer a compare service for our insurance policies. Bring us another quote from a leading insurer and we will work with you to find the best deal possible. It is another way that 360 Financial Services works hard to secure your safety and peace-of-mind.

Benefits of 360 Financial Services Comprehensive Car Insurance

  • Pay by the month options
  • Rating one protected for life
  • New for old replacement (vehicles less than 2yrs when it is a total loss event)
  • Agreed or market value
  • Choice of repairer
  • Lifetime guarantee on repairs
  • Hire car for accidents or theft
  • Windscreen cover
  • Multi-policy discounts
  • Variable excess options
  • Emergency assistance for claimable events when you are 100km from home

Comprehensive Car Insurance terms explained

No Claims Discount: A discount is offered to renewing policy customers who have not claimed against their existing insurance policy for a set period of time. This saves you money as you are rewarded for your careful driving.

Excess:

This is the amount you have agreed to pay upfront if you decide to make a claim against the insurance policy. It is only required to be paid if you decide to claim assistance for payment of repairs. No matter the total payment for repair the excess is the cost you are required to pay before repair begins. This amount can change based on your age, driver rating and the cost of your yearly policy total.

Agreed Value:

It is a value agreed upon and discussed between the customer and the insurer to determine a fair price for the vehicle should a total loss be suffered. This value is based on the cost of your policy, you car details and the appropriateness of the total amount.

Market Value:

It is a value determined by automobile markets. There are industry standards for vehicles based on their make, model, age and condition. The insurer researches these factors and determines the end market value for the vehicle.